Term Life Insurance: Hints, Tips, and SuggestionsTerm Life Insurance Guide |
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You get life insurance by buying a policy (a contract). When you do so, you join a risk sharing group. The company promises to pay, at the time of your death, a sum of money to the person or persons selected by you (the beneficiaries), who are named in the policy. This promise is given in return for your agreement to pay a sum of money (the premium) to the company over a specified period of time.
The links here, especially those on the left, should be of help to you.
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