Term Life Insurance: Hints, Tips, and SuggestionsTerm Life Insurance Guide |
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The main purpose of life insurance is to provide financial security for your family. It helps to ensure that, when you die, your family will have the financial resources it needs to protect their home and car and provide the income needed to run a household. It is a contract between you and an insurance company. That contract requires that the company pay someone you name -- your beneficiary or beneficiaries -- a certain amount of money when you die. Your survivors can use that money as they see fit. The money is not subject to federal or state income tax (although it may be subject to death or estate taxes). With life insurance, you can provide a guaranteed financial nest egg for your family's future.
The links here, especially those on the left, should be of help to you.
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